Terms of Service

These terms apply to your use of FinFreedom Expressway at finfreedomexpressway.com. If you do not agree with them, please do not use the site.

Educational purpose

Our articles, book previews, tools, and other content provide general education about personal finance and financial independence. They do not provide individualized financial, investment, tax, accounting, insurance, legal, or other professional advice. Using the site or contacting us does not establish a professional client relationship.

Your decisions and current information

You are responsible for evaluating information in light of your circumstances. Tax rules, benefit programs, market conditions, and product details can change. Verify current information with official sources and consult qualified professionals before making consequential financial decisions. Mary’s personal experience does not guarantee your results.

Calculators and illustrations

Calculators use simplified assumptions and return estimates, not predictions. Examples are illustrative and omit factors that can materially change outcomes. No withdrawal rate, investment return, business income, or retirement date is guaranteed. Investments involve risk, including possible loss of principal.

Coming Soon products

All books and digital products are currently in development. Titles and cover concepts may change. No orders, preorders, payments, or binding release-date commitments are offered at this time. Any future sale will display the applicable price, delivery, license, and refund terms before purchase.

Permitted use and intellectual property

You may read the site and use its free tools for personal, noncommercial purposes. You may print the free clarity checklist for your own use. Site text, design, artwork, and original resources are protected by applicable intellectual-property law. Do not republish, sell, or distribute substantial content without written permission, except where permitted by law. Request permission at [email protected].

Respectful and lawful use

Do not attempt unauthorized access, disrupt the site, distribute malicious code, misrepresent your identity, or use content for unlawful purposes. We may restrict abusive use and remove or change site features when reasonably necessary.

External resources

Links to government sites and other third-party resources are provided for convenience. Those sites are independent, and we do not control their content, availability, products, or privacy practices. A link does not create an endorsement or professional relationship.

Availability and limitations

We aim to provide useful, accurate content, but cannot guarantee completeness, uninterrupted availability, or suitability for every situation. The site is provided as available. To the extent allowed by applicable law, FinFreedom Expressway and Mary Zheng are not liable for losses resulting from reliance on general content, simplified calculations, service interruptions, or third-party resources. These terms do not exclude rights or liabilities that the law does not allow us to exclude.

Privacy, updates, and contact

Our Privacy Policy explains current information practices. We may update these terms as the site develops and will post the revised effective date. For questions, corrections, or permission requests, contact [email protected].