FINANCIAL INDEPENDENCE. ON YOUR TERMS.
Plan for financial
independence.
Practical personal finance, tax-aware thinking, and a clearer path to FIRE. Learn from Mary Zheng, CPA, MBA, who achieved financial independence years ago.
CLARITY / CONFIDENCE / CHOICE
CPA + MBA
Mary Zheng’s professional foundation
FIRE, lived
Years of financial independence
Practical, thoughtful
Clear ideas. Real trade-offs.
Your life, your path
Freedom beyond a single formula
WELCOME TO FINFREEDOM EXPRESSWAY
Money is a tool.
Freedom is the goal.
Financial independence is about having more say in how you spend your time. It starts with knowing where you stand – and making deliberate choices from there.
Whether you’re building your first financial plan, rethinking a career, or preparing for life after work, you deserve explanations that connect the numbers with the life you want.
Here you’ll find a CPA’s analytical perspective, lessons from years of living FIRE, and practical ideas drawn from Mary’s growing collection of books.
THE FREEDOM FRAMEWORK
DESIGN YOUR LIFE
Clarity.
Resilience.
Choice.
FIND YOUR STARTING POINT
A useful next step,
wherever you are.
01
Build the foundation.
Understand spending, savings, and your financial independence target. Replace vague goals with a working picture you can revisit.
02
Strengthen your options.
Think through tax trade-offs, changing careers, and additional income. Build resilience before you need it.
03
Design the next chapter.
Prepare for the decisions that continue after FIRE: income, healthcare, purpose, family, and the freedom to change direction.
FROM MARY’S DESK
Books for a more
intentional financial life.
From FIRE fundamentals to rebuilding after a layoff, these manuscripts turn complicated topics into an organized path. Every title is Coming Soon.
MARY ZHENG · CPA, MBA
FIRE 2.0
Tax-Savvy Financial Independence in the AI Age
FINFREEDOM EXPRESSWAY
Coming Soon
Financial independence & AI
FIRE 2.0
A practical look at how tax-aware money decisions, adaptable income, and intentional life design fit together in a changing economy.
What you’ll explore
- Define financial independence around your life
- Connect income systems with tax-aware planning
- Build an implementation rhythm you can maintain
Manuscript in development. Final title, format, and release date may change.
Coming Soon · Not available to order
MARY ZHENG · CPA, MBA
The Post-Layoff Financial Playbook
Protect. Rebuild. Reclaim your future.
FINFREEDOM EXPRESSWAY
Coming Soon
Career disruption financial playbooks
The Post-Layoff Financial Playbook
A structured approach to protecting cash, understanding your runway, and rebuilding income after a career disruption – especially for experienced professionals.
What you’ll explore
- Start with a 72-hour financial audit
- Map essential costs and available cash
- Move from financial triage to a deliberate relaunch
Manuscript in development. Final title, format, and release date may change.
Coming Soon · Not available to order
MARY ZHENG · CPA, MBA
The Freelance Bridge
Turn experience into a new income path
FINFREEDOM EXPRESSWAY
Coming Soon
Career disruption financial playbooks
The Freelance Bridge
Explore how existing professional expertise can become a consulting or freelance offer, with attention to pricing, delivery, and the financial basics of self-employment.
What you’ll explore
- Identify a useful, specific service
- Validate demand before overbuilding
- Plan for taxes, benefits, and uneven income
Manuscript in development. Final title, format, and release date may change.
Coming Soon · Not available to order
THE FINFREEDOM JOURNAL
Good decisions begin
with better questions.
Life after FIRE
Life after FIRE still needs a plan
Financial independence creates options. Give your time, relationships, and financial review routine a place in the next chapter.
Career & AI
An AI income idea needs a customer – not just a tool
Evaluate demand, costs, quality, and ongoing work before turning a promising idea into a financial assumption.
Career & AI
After a layoff, measure your runway before making big moves
A calm financial inventory helps separate urgent decisions from choices that can wait.
SMALL STEPS, REPEATED
Make progress feel possible.
01 / TAKE STOCK
See the whole picture.
Gather your balances, recurring costs, and the commitments that matter.
02 / SET DIRECTION
Define enough.
Connect your financial target with the life and flexibility you want.
03 / BUILD SYSTEMS
Choose a rhythm.
Create a simple routine for saving, reviewing, and making decisions.
04 / STAY ADAPTABLE
Review as life changes.
Revisit assumptions when income, family, health, or priorities shift.
MORE RESOURCES
Begin with clarity.
Use a simple planning estimate and a practical 30-day checklist. Take the next step without needing to have every answer.